Andrea Wright: You probably already know all this but the Vanguard 500 follows the S&P 500 close and is a standout as a low cost fund. Think you can start with 1k but need 3k for ETF? But the ETF is much less likely subject to long-term capital gains with less trade frequency so could be more tax efficient. The 500 Index Fund comes with an expense ratio of 0.17%, while the S&P 500 ETF has a much lower expense ratio of just 0.05%. On a $3,000 investment, investors are paying $5.10 a year in expenses in the mutual fund as opposed to $1.50 with the ETF
Richard Mcdonald: Great advice I really appreciate it I think I’m going with a ETF
Audrey Waters: Forget them
Bailey Pierce: And…spy pays a divy spyd pays more.